Alternative Finance Program
ESI ATP contracts with the IowAble Foundation to operate the Alternative Finance Program for the state. The Iowa Able Foundation empowers Iowans with disabilities, their families, and the aging to achieve and maintain independence through lending, educating and advancing their ability to work with traditional banks.
Alternative Financing Program - offers low interest loans to buy needed assistive technology that help them live, work and learn more independently.
Small Business Loans - offers low interest loans to Iowans with disabilities interested in starting a small business.
Financial Coaching Services - are available to all of our clients and potential clients free of charge. Coaching in personal financial management helps Iowans with disabilities and the aging work toward financial independence. Iowa Able’s goal is to strengthen the long term financial health of individuals with disabilities and the aging and prepare them to manage their finances and credit in a healthy environment while building assets and planning for future financial success.
With an Accredited Financial Counselor® on staff and more in training, Iowa Able comes alongside our clients to meet them where they are and provide comprehensive coaching in all areas of personal financial management, including assistance with understanding benefits and negotiating with creditors.
In addition to our financial coaching services, our Credit Builder Loans provide individuals with no or low credit the opportunity to learn how to manage cash flow, make on time monthly payments, and build credit. Credit Builder Loans are $100-$500 paid back over six months while the borrower completes financial coaching with Iowa Able staff.
Applications are available on-line to fill out or print.
130 S. Sheldon Ave., Suite 305
Ames, IA 50014
(515)598-7813 - Fax
The Easter Seals Iowa Assistive Technology Program is made possible through funding from the Center for Disabilities and Development at University of Iowa Health Care supported by the State AT Program grant from the U.S. Department of Health and Human Services Administration for Community Living. Its contents are solely the responsibility of the authors and do not necessarily represent the official views of the Administration for Community Living or HHS.